Daily Dough Overview
The Spendable balance is now the Daily Dough. This section on your Overview provides a real-time snapshot of the money available for non-essential spending as of the specified date and time. This is your discretionary spending balance—the amount you can safely spend without impacting your essential expenses or savings goals.
Calculation
- The Daily Dough is determined by taking the calculated surplus for your current budget cycle, subtracting the amount already spent on non-essential categories, and then cross-checking this against your spend account balances. The sum of your spending account balances is used to display your true Daily Dough.
Purpose
- This feature ensures you have a safe-to-spend balance that won’t affect essentials like rent, utilities, or groceries. It also factors in your savings goals and any amounts you need to set aside, so you can make spending decisions with confidence each day.
- You can customize which budget categories are considered Essential by toggling them on or off in your Budget page. Only categories marked as Essential are excluded from your Daily Dough calculation, while non-essential categories are included to give you a clearer picture of your spendable balance.
Key Components
| Part | Description |
| Daily Dough | Funds allocated to non-essential spending from your budget. |
| As at <Date> | Timestamp showing when your Spendable Balance was last calculated. |
| Remaining until <Date> | $10,261.06 — Non-essential funds from your budget that have not yet been spent. |
| Which averages to <amount> per day | $360.20 — Average daily non-essential budget for the remaining days in the cycle. |
Note:
- These categories are not editable. They are structured based on industry standards to ensure accurate recommendations and insights across features.
- If your Daily Dough looks higher than anticipated, that is because there might be Pending Transactions being counted toward the "Amount spent so far" section, which is NOT included.
Syncing
SortMe typically syncs at least twice per day (early morning and afternoon) to keep your balances up to date.
Why Daily Dough Matters
Monitoring your Daily Dough helps you manage your budget effectively. By knowing your available daily and monthly discretionary funds, you can reassess spending habits, make necessary adjustments, and avoid overspending. This proactive approach helps prevent financial strain and supports smarter financial decisions throughout your budget cycle.